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Refusal for employee request for early raise

Dear __________________ Although the company appreciates all that you have pointed out in your letter, we do not believe a raise is in order at this time. It is the custom of _________________________ (name of the company) to review all employee benefits and compensation in__________ (month), at the end of the fiscal year. Certainly, at [...]

Promissory note and disclosure statement [Federal Truth in Lending Act]

Date: ____________ For value received, the undersigned jointly and severally promise to pay to the order of ___________________, the sum of _____________(amounts)in ________ consecutive, monthly payments of _____________ (amounts) each, beginning one month from date hereof and thereafter on the same date of each subsequent month until paid in full. Any unpaid balance may be [...]