Sample Credit Letters to Consumers

Write this type of letter when the letter recipient is a consumer and you are communicating credit-related information to him or her. You will likely need to modify this letter sample at least somewhat so that it most closely matches what you want to communicate. Include in your letter any pertinent details.

[Your letterhead, if desired; if not, your return address]

[Date of letter-month, day, and year]

[Recipient's first and last names]
[Company name]
[Street or P.O. box address]
[City, State ZIP code]

Dear [recipient's name]:

We are writing to notify you that you we have received your application for credit through our financial institution, and you have been approved for a line of credit in the total amount of $1,000. Enclosed is your credit card, which you may use for purchases as specified in the enclosed paperwork and documentation. Please activate and sign the card immediately, per the enclosed instructions. Instructions are also enclosed for activating paperless (electronic) billing and payments.

Feel free to contact us at the toll-free number listed below if you have questions regarding your new credit account. Thank you for your business, and we look forward to providing for your credit needs both now and into the future.




[Sender's first and last names]